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1.
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How and when will I receive the money from the successfully closed sales?
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Usually, the amounts charged from the clients (minus the Avangate commissions per transaction) are transferred to you monthly, through wire transfer, check or Paypal, on the 16th next month, for the current month. The payment may be done more often if a minimum volume of monthly is reached.
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2.
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How much does it cost?
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For each transaction you will be charged with 4.9% commission plus EUR 1.95 ($2.5) or with 8% commission with a minimum of EUR 1.95 ($2.5).
There are no monthly fees, no leases, and no gateway fees.
For more information regarding taxes and commissions, please click here, from where you can test our fee calculator.
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3.
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Do you accept payments from all over the world?
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Yes, the payments may be done from any country, by any credit card enrolled under one of the logos accepted by our system, no matter the currency in which the card was issued.
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4.
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Do you accept payments in a foreign currency?
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The accepted billing currencies are EURO and USD. However, the credit/debit card currency is transparent during the ordering process: you can have a credit card issued in Canadian Dollars and be billed in USD. The exchange will be automatically done by your bank without additional costs.
Additionally, when ordering on the internet, product prices can be viewed in other currencies by selecting a different display currency: EUR (European Euros), USD (US Dollars), GBP (United Kingdom Pounds), CHF (Swiss Francs), JPY (Japanese Yens), CAD (Canadian Dollars), AUD (Australian Dollars), NOK (Norwegian Krones), SEK (Swedish Krona), DKK (Danish Krones), RON (Romanian New Lei), CZK (Czech Korunas), HUF (Hungarian Forints), TRY (New Turkish Lira), PLN (Polish Zloty).
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5.
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What methods are accepted for payment?
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The following are accepted for payment:
- Credit/debit card (Visa, MasterCard, DinersClub, American Express and JCB)
- Paypal
- Bank transfer (Wire/ACH transfer)
- Fax
- Vendor 2 Vendor
- Direct debit
- Purchase order
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6.
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Are the virtual credit cards accepted for payment?
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Yes, a virtual card will be treated as any other card issued under MasterCard or VISA logo.
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7.
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A client's credit card wasn't accepted for payment, although was issued under one of the accepted international organization logos. Why?
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Reasons for a refusal may be one of the following:
- Insufficient funds - it's necessary to have the appropriate funds on the card or to increase the current credit limit;
- The card is on the "blacklist" - the card is reported as lost or stolen, blocked by the owner and issuing bank;
- The bank that issued the card do not authorize online transactions. In this case, the card owner must contact the bank and request to activate this service.
- The bank that issued the card could not be contacted and the restrictions defined by the issuing bank do not allow online transactions or they limit the maximum value of the transaction. In this case the card owner must call the support service offered by the issuing bank at the phone numbers usually found on the back of the card.
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8.
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What happens in the case of chargebacks?
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If a customer makes a chargeback, Avangate offers the necessary assistance to solve the incident with the issuing bank free of charge. Avangate will return the perceived commission in all cases except the case where the chargeback is done due to a customer complaint about the purchased product.
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9.
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What happens if a client returns the products or requests a refund?
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In such cases stipulated by law, the client may return the purchased products and solicit the refund. In these situations, Avangate will assure the transaction reversal, returning the money to the customer, retaining only the commission perceived for the initial payment transaction. All refunds are done only after prior approval from software author.
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10.
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What are the differences between Scheme I and Scheme II?
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Pricing (commission per transaction). Scheme I and Scheme II offer the same features and services; the only difference is that Scheme I works best with average transactions above 70 EUR (85 USD) and Scheme II is better for cheaper products, with transactions below 70 EUR (85 USD).
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11.
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How do you deal with VAT?
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Avangate acts as a reseller for your products. According to EU regulations, independent of seller location, all customers located within the EU are required to pay VAT unless they have a valid VAT ID, in which case they are exempt from VAT.
The typical VAT rate is 19%, but this may vary from 15% to 25%, depending on the buyer location and Avangate location. All customers outside the EU are exempt from VAT.
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12.
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My software supports license renewal. Does Avangate support recurrent billing?
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Avangate can activate, by request, the recurrent billing module. You will be able to import licenses, to set the renewal periods and notifications and to customize the messages sent to your clients when a license is about to expire.
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